Loan Products
VA Loans
Honor your service with the home you deserve. VA loans offer zero down payment and no private mortgage insurance for eligible veterans, active-duty service members, and qualifying surviving spouses.
Why VA Loans
Key Benefits
Zero Down Payment
Purchase a home with no down payment required — one of the most powerful benefits available to veterans.
No Private Mortgage Insurance
Unlike conventional and FHA loans, VA loans never require monthly PMI, saving you hundreds each month.
Competitive Interest Rates
VA-backed loans typically carry lower interest rates than conventional loans, reducing your long-term cost.
Limited Closing Costs
The VA limits the closing costs veterans can be charged, and sellers can contribute toward your costs.
No Prepayment Penalty
Pay off your loan early without any penalties, giving you full control over your mortgage timeline.
Is It Right for You?
Who Is a VA Loan For?
VA loans are available to active-duty service members, veterans with qualifying service, National Guard and Reserve members, and certain surviving spouses. If you've served our country, a VA loan is one of the most valuable benefits you've earned — and STR Board is here to help you use it.
Requirements
General Guidelines
- Valid Certificate of Eligibility (COE) from the VA
- Minimum service requirements (varies by era and duty status)
- The property must be your primary residence
- Meet lender credit and income requirements
- VA funding fee applies (may be waived for disabled veterans)
Explore More
Other Loan Products
Ready to Get Started?
Apply in minutes and get pre-approved fast. Our team is here to walk you through every step of the va loans process.
Average pre-approval time: under 24 hours